Dubai Mandatory Health Insurance: What Employers Must Provide
Since 2014, providing health insurance for employees in Dubai hasn't been optional — it's a legal requirement enforced by the Dubai Health Authority (DHA). Here's what employers actually need to budget for.
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The DHA Basic Benefit plan
For employees earning under a set salary threshold (currently AED 4,000/month), employers must provide at minimum the DHA Basic Benefit plan — a standardized, low-cost health insurance product designed for exactly this purpose. Premiums for this plan are among the lowest in the market since it's a regulated minimum-coverage product.
Higher earners and dependents
For employees above the Basic Benefit salary threshold, employers can choose any DHA-approved insurer and plan, as long as it meets the minimum coverage requirements set by the regulator. Employers are not legally required to insure employees' dependents (spouse, children), though many do as a benefit.
Frequently asked questions
Is health insurance mandatory for all employees in Dubai?
What happens if an employer doesn't provide health insurance?
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