SIO Explained: Bahrain's Social Insurance for Nationals and Expats
Bahrain stands out in the GCC by extending some social insurance coverage to expat employees, not just nationals. Here's how the SIO system is structured.
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Bahrainis: full coverage
Bahraini national employees are covered for pension, unemployment insurance and other benefits, with both employee and employer contributing a percentage of salary.
Expats: unemployment insurance only
Unlike most GCC countries, Bahrain requires expat employees to also contribute to unemployment insurance (at a lower rate than nationals), even though they're not enrolled in the pension scheme — a distinctive feature of Bahrain's system.
Frequently asked questions
Do expats get a pension in Bahrain?
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